CPRS Disability Denial Lawyers in Toronto
If you were recently diagnosed with complex regional pain syndrome (CRPS) and are in need of disability insurance benefits, get in touch with a CRPS lawyer in Toronto today.
The diagnosis of a chronic pain disorder like CRPS can be a double-edged sword. You probably feel very grateful to finally gain some clarity on why you’ve been feeling so much pain. On the other hand, now you’ll need to start treatment and figure out how to support yourself while you’re unable to work.
When you’ve thought to protect yourself by purchasing a disability insurance policy and your insurer fails to deliver the benefits you’re entitled to in your time of need, call a Toronto CRPS lawyer at Mirian Law Firm so you can obtain your benefits as quickly as possible.
What Is Complex Regional Pain Syndrome?
Complex regional pain syndrome, or CRPS, is a chronic pain disorder that typically affects the arms and legs. Usually diagnosed following surgery, injury, stroke, or heart attack, CRPS generates pain in the nerves of the affected limb.
Also known as reflex sympathetic dystrophy (RSD), this condition can be treated with narcotics, muscle relaxers, hot or cold therapies, acupuncture, and sedatives. Unfortunately, CRPS cannot be cured.
This leaves people suffering from this condition in the difficult position of having to deal with debilitating pain with no end in sight. This is when your best option could be applying for the disability benefits of your insurance policy. A Toronto CRPS disability lawyer can help with any step of this process.
Being Accepted for Disability Benefits
Once you’ve been approved for your benefits, you’ll be able to receive a percentage of the annual income you earned while working until you are medically able to return to work.
The money you receive is meant to replace your income and can be used to take care of your monthly household expenses. It is not going to cover the costs of any medical bills that aren’t coverable under the Canada Health Act (CHA).
Filing an Appeal for a Denial
If your claim for CRPS disability benefits in Toronto has been denied, this doesn’t mean you are out of options. We still have the chance to answer any questions the insurer has regarding your condition, provide additional documentation of your illness, and file an appeal with the insurance company.
Filing an appeal could mean getting an independent medical exam from an unbiased medical professional and discussing your claim with the medical board of your insurance company. If we believe your case is being wrongfully denied due to a breach of ethics by an insurance adjuster, we can request a hearing to challenge the denial.
Contact a Toronto CRPS Claim Lawyer
Disability insurance policies are supposed to give you the peace of mind that you’ll be financially secure if you are suddenly unable to work due to a disabling condition like CRPS. When the insurer fails to deliver the benefits you were relying on, your life could quickly spiral out of control.
When you’re ready to take control of what is quickly turning into a catastrophic situation, consult with a Toronto CRPS lawyer with Mirian Law Firm to start collecting the disability benefits you deserve. We’re ready to schedule your free claim evaluation today or give us a call at 647-556-5888.