State Farm Disability Claim Denials

You deserve the disability benefits you’ve been paying for. A State Farm disability lawyer at Mirian Law Firm can help you file an appeal or take your case to court.

Disability insurance is something a lot of employers like to offer to their employees. Carrying this kind of insurance lets employees know they’re working at a company that cares about their health and well-being. However, the insurance companies don’t care much about your employer—or you, for that matter.

All they care about is approving as few claims as possible. Filing a short- or long-term disability claim can be a headache. When you’re injured, you should be resting and recovering—not stressing about what you must do to get your claim approved. The team of attorneys at Mirian Law Firm understands this, and we want to help.

If you believe State Farm has unfairly denied your claim, contact a lawyer for State Farm disability denial in Toronto.

About Short-Term and Long-Term Disability

Short-term disability is a type of insurance that covers those who have suffered a temporary injury or illness. Long-term disability covers those whose injuries are expected to last for a longer period of time.

The limits and terms of these policies can vary, but generally, short-term policies will cover individuals for up to a year, whereas long-term disability policies can go on for an extended period of time.

How to Deal with a State Farm Disability Claim Denial?

Why do insurers like State Farm deny disability insurance claims? You must remember that State Farm is, first and foremost, a business. They don’t take your disability personally because, to them, deciding whether or not to approve your claim is just a part of their job. It’s not their whole life like it is for you.

Although those in the insurance business understand that they will need to approve some claims, they will try to minimize the number of claims they approve whenever possible. How do they do this?

They will make the policy convoluted, set arbitrary limits and deadlines, and carefully sprinkle loopholes throughout the policy wherever they can. They will force you to jump through hoops to prove your claim. That way, if you fail to complete any of the countless steps they’ve laid out for you, they can deny you.

An Ontario State Farm disability lawyer can help you jump through hoops, meet deadlines, and plug loopholes in order to get you the disability benefits you require. If all that fails, we can help you take your case to court.

Call Our Lawyers for State Farm Disability Denials

When you’ve received a disability claim denial from State Farm, it may be tempting to give up on getting the benefits you need. Don’t do that.

Now is not the time to let the insurance company get out of approving a legitimate claim. You need to fight to get the benefits you deserve, and you may need someone who knows all about the law surrounding disability claim denials to fight with you.

At Mirian Law Firm, a disability lawyer is ready to take your State Farm denial case. To contact our office and discuss your claim, give us a call at 647-556-5888 or complete the online contact form.