Can a purchaser lose their deposit if they fail to close their real estate transaction? When do they have a right to get it back?
It is common practice for a seller to secure a deposit from the purchaser upon the acceptance of the purchaser’s offer. This deposit protects the seller against transactions that fall through due to a purchaser’s failure to close. If a purchaser cannot close on the closing day, the deposit is usually forfeited to the sellers. …

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As established by section 18 of the Ontario Family Law Act, a matrimonial home is defined as “every property in which a person has an interest and that is or, if the spouses have separated, was at the time of separation ordinarily occupied by the person and his or her spouse as their family residence is their matrimonial home. Only married parties have a matrimonial home.
Parties who live together and are not married do not have a “matrimonial home”, …

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Income replacement Benefits (Same for Catastrophic, Non-Catastrophic, Minor Injury Claims)
Applicants for income replacement benefits must have severe injuries that prevent them from working or working in the same way they did before their injury. In order to become eligible for these benefits the injured person must meet one or more of the following qualifications:

1. Employed at the time of the accident (including self-employment);
2. Worked for 26 or more weeks out of the 52 weeks preceding the accident;

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Long-Term Disability
If your long-term disability claim is denied by your insurance company, you have the right to appeal this decision. Your appeal is an internal process within the insurance company. Although appealing the insurance company’s decision may seem like the easiest option, appeals often fail due to vague and inconclusive medical information. Without providing a substantial amount of new medical evidence, the original decision will most likely be maintained. The appeal process can also be quite lengthy, …

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Throughout our working careers, we pay into social benefits that create safety nets for people in our society. Before their implementation, people who had unfortunate accidents or life-altering medical problems were left out on their own to fend for themselves. This is the reason that we have disability payments. You have helped support the system your whole working life, and now that you are in need, you should be supported. Many people ask us “how does long term disability work in Ontario?” With this article, …

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Canada is one of the world’s safest, most progressive and prosperous nations. This makes us one of the most popular destinations for immigrants on the planet. In order to manage the flood of incoming applications, the federal government introduced an express entry program: a fast track for qualified migrants to gain permanent residence. If you qualify based on the set criteria, then you will be invited to apply for residency. This program has provided a way for thousands of skilled migrants to quickly get their applications in. …

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Being involved in a personal injury incident and its aftermath is very stressful for all parties. The litigation that follows is never fun but is absolutely necessary for a fair resolution to the problem. Often, when someone is injured, they are entitled to damages. The court tries to compensate the person for all damages and losses. Determining how those damages are calculated can be quite difficult, but there is a reason to the rhyme. …

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